A real estate investor wants to invest in different countries of the world. Real estate in the Arab Emirates is one of the top favorite places. However, United States real estate is also on that top list for outside real estate investors. However, the question is: can foreigners buy property in America? The simple answer is yes.
Foreigners can buy property in the US without any restriction. Even in 2025, foreign real estate investors invested $56 billion in real estate. However, this year is not ended yet, and the number could increase up to $90 billion. In 2024, foreigners bought $24 billion worth of residential properties only in the US.
Foreigners, green card holders, PRs, and non–US citizens can buy property in the US. However, the US market is not as simple as many other countries. For Canadians, it is very simple because of similar laws, but investors from other countries, like Europeans or East Asian investors, have to research land laws in the USA before buying or investing in US real estate.
Rules for Foreigners Buying Property in the USA
Foreigners can buy property in the US without any legal hurdles. However, financial issues could be one of the problems for foreigners.
Foreigners follow either the cash or the mortgage program to buy land.
Cash Buying
Cash (best choice for foreigners): Most foreigners like and follow this program to buy property in the US to save themselves from financing problems. It is also easy for foreign investors to resell land bought with cash.
Foreign National Mortgage Programs:
Foreign National Mortgage Programs are bank initiatives to aid foreigners with property financing. Banks offer this program but:
- Expect higher down payments
- Higher interest rates
- Intensive documentation
Documentation Required for Foreigners to Buy Property in the US
To buy land in the US as a foreigner, you’ll need to provide all required documentation to support your purchase. Also, when applying for a loan for property in the US (which is called a mortgage program in most banks), documentation is also needed. However, depending on the location and purchasing process, the documentation requirements may vary. Some common documents that are compulsory for foreigners are the following:
- Identity: Passport, Green Card, PR (Permanent Resident), ITIN (Individual Taxpayer Identification Number), or any document that clarifies your identity is a must to buy land in the US for foreigners.
- Proof of Funds: Bank statements, financial records, business records, and any other source of income information are required for purchasing property.
- Proof of Address: It is also required by legal authorities to buy land as a foreigner in the US. It could be your driver’s license or any other government-provided document showing your permanent address. It is a must for those who intend to live in that same property.
Tex and Fee for Foreigner to Buy Property in USA
Non-residents purchasing property in the United States should be prepared for several one-time and ongoing costs. Initial expenses typically include transfer taxes, legal and notary fees, and possibly real estate commissions.
Transfer taxes vary by state and can range from 0.05% to 3.00% of the purchase price, while legal fees often average around 0.10%, and notary fees range between 0.50% and 1.00%. Although real estate commissions are usually paid by the seller, they are indirectly reflected in the property’s final price and generally fall between 3.00% and 6.00%. Altogether, total transaction costs can amount to roughly 0.65% to 4.10% of the property’s price, depending on the location.
In addition to these initial costs, non-resident owners must also budget for annual property taxes, which average between 0.8% and 1.1% of the property’s assessed value but can be higher in certain states. If the property generates rental income, that income must be reported to the IRS and is subject to federal, state, and sometimes local income taxes.
Because tax laws and property fees vary widely across states, buyers should research the specific regulations in their target area. Consulting a tax professional who specializes in non-resident property ownership is strongly recommended to ensure compliance and optimize tax management.
How Can a Foreigner Buy Land in USA?
Foreigners who are interested in buying land in the U.S., either to live or invest, need to follow a similar process. Here are the steps to follow to buy land without any hurdles:
Arrange Your Financing
Most real estate investors face challenges when arranging financing—especially when it comes to buying property in another country like the U.S. However, there are some options available for foreign investors.
If you are buying property in the U.S. with cash, you won’t face many issues. However, those seeking financial assistance must go through a detailed mortgage process. Each mortgage process varies depending on the bank’s policies and the location where you plan to buy property.
As a real estate agent, I suggest clarifying your financing first if you intend to buy property in the U.S.
Decide What You Want to Buy (Land / House / Commercial Property)
There are different types of properties all over the world, and each comes with its own ownership transfer laws and taxes. Whether you want to buy a commercial property or a rental property for investment, the situation changes.
After arranging your finances, the first step is to decide where and what you want to invest in. This helps you understand potential challenges such as property prices and taxes according to the type of property.
Choose the Location
The U.S. is a vast country with diverse real estate opportunities. You can find any type of land in almost any location, and prices vary accordingly.
For example:
- Florida is considered one of the favorite spots for real estate investment.
- Arkansas is among the best places to find cheap land for sale.
- New York tops the list for commercial or business properties.
However, the choice depends on your budget and purpose of purchase. Once you clarify these factors, you can begin your property search.
Find an Agent
Agents play a crucial role in buying property in the U.S. Even U.S. citizens usually work with real estate agents when purchasing property.
As a foreigner, it is essential to find a reliable real estate agent in your desired location to help you with your purchase. A trustworthy agent will make your property search faster, ensure secure transactions, and handle legal challenges.
You can find agents through different real estate platforms such as Zillow, LandSearch, or Land.com. For example, Jason Hempstead is a trusted real estate agent in Arkansas, Arizona, and nearby areas.
Search for Property
Your desired type of property may be available in your chosen area, but finding the right one can still be challenging for foreign investors.
Trusted real estate platforms like Zillow, LandSearch, or Landapaloozas (specifically for land) are great options for property searches. Your agent can also help you find suitable listings.
However, you should personally visit the property—or send a trusted representative to do so—to verify its condition.
It is said, ‘In business, no one can be trusted — not even a brother.’
Start the Documentation Process
Once you’ve found a property that suits you, begin the documentation process. Remember, each type of property and region has different legal requirements and procedures.
Ask your agent about the process and verify all details with the legal authorities in the target area.
Conclusion
Buying property in the United States as a foreigner is entirely possible and relatively straightforward when approached with proper planning and research. While there are no legal restrictions preventing non-residents from owning real estate, understanding financing options, tax obligations, and documentation requirements is crucial to ensure a smooth transaction. Whether you choose to purchase with cash or through a foreign national mortgage program, preparation and professional guidance—especially from experienced real estate agents and tax advisors—can make the process much easier. With the U.S. real estate market continuing to attract billions in foreign investment each year, it remains one of the most secure and profitable destinations for global property investors.
Faqs: Can foreigners buy property in America?
How to buy land in USA?
Foreigners can buy land in the USA by arranging financing (cash or mortgage), choosing a location, finding a real estate agent, and completing the required documentation. Working with a trusted agent helps handle legal and tax details smoothly.
Can foreigners buy property in America?
Yes, foreigners can buy property anywhere in America without restrictions. They only need to provide proper identification, proof of funds, and follow standard property-buying procedures.
Can foreigners buy property in USA?
Yes, non–U.S. citizens can freely buy residential, commercial, or agricultural property in the USA. Many prefer cash purchases to avoid complex mortgage requirements.
Can a non US citizen buy property in USA?
Yes, non–U.S. citizens can legally purchase and own property in the United States. There are no citizenship or residency requirements for ownership.
Can a foreigner buy a house in USA with cash?
Yes, foreigners can easily buy a house in the USA with cash. It’s the preferred method for many as it avoids financing delays and extra documentation.
How to buy a house in USA as a foreigner?
To buy a house in the USA as a foreigner, prepare your finances, select your desired property, hire a local real estate agent, and provide the necessary documents like passport and proof of funds.
Can green card holders buy property in US?
Yes, green card holders can buy property in the U.S. without any restrictions. They are treated the same as U.S. citizens in property ownership and financing options.
Can immigrants buy a house in USA?
Yes, immigrants can buy houses in the USA even without citizenship. As long as they have valid identification and financing, they can own property legally.
Can I buy house on H1B visa?
Yes, H1B visa holders can buy a house in the USA. Many choose to purchase property as a long-term investment or residence while working in the country.
Can Canadian buy home in USA?
Yes, Canadians can buy homes in the USA without restrictions. The process is straightforward due to similar financial and legal systems between the two countries.
Can foreigners buy property in Georgia country?
If referring to the U.S. state of Georgia, yes—foreigners can buy property there freely. If referring to the country of Georgia, foreigners can also purchase most types of property, except agricultural land.
Can a Canadian buy a house in the US?
Yes, Canadians are among the top foreign buyers of U.S. property. They can purchase houses, land, or commercial properties without needing citizenship or residency.
Can you buy a house in USA without green card?
Yes, you can buy a house in the USA without a green card. Foreign investors and non-residents are legally allowed to own property.
Can Canadian buy property in USA?
Yes, Canadians can easily buy property anywhere in the USA. They just need valid identification, proof of funds, and to follow the standard purchase process.
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