Answers to common questions about buying land with owner financing.
How does owner financing work?+
We finance the property directly — no banks and no credit checks. You make a down payment, then affordable monthly payments until the balance is paid. Once paid in full, the deed transfers to you.
Is there a credit check?+
No. Approval is based on the down payment and your agreement to the monthly terms, not your credit score.
What are the typical down payments?+
Down payments vary by property and are listed on each listing. Many start low to make land ownership accessible.
Are there any prepayment penalties?+
No. You can pay off your balance early at any time with no penalty.
What happens after I make my final payment?+
Once the balance is paid in full, we transfer the deed to you and you own the land outright.
Can I use the land while making payments?+
Use rights depend on the specific property and any applicable POA or county rules. Check the property details or contact us about a specific parcel.
Do you charge closing costs or hidden fees?+
The terms shown on each listing are what you pay. Any document or recording fees, if applicable, are disclosed up front.
How do I get started?+
Find a property you like, click Request Information on the listing, and we will walk you through the simple next steps.